Estimate your federal income tax, state income tax, paycheck and take-home pay, student loan payments, sales tax by state and mortgage or refinance costs, all in one place. Our free US calculators are simple, fast and work on mobile and desktop.
Estimate your US federal income tax using the IRS tax brackets, your filing status and the standard deduction, with your effective and marginal tax rate.
Open CalculatorSelect your state to estimate state income tax on your earnings, and see how flat-rate, progressive and no-income-tax states compare.
Open CalculatorCalculate your net take-home pay per paycheck after federal tax, state tax, Social Security and Medicare (FICA), for weekly, biweekly or monthly pay.
Open CalculatorFind the sales tax rate for your state and calculate the tax and total price of any purchase, or work backwards from a tax-inclusive price.
Open CalculatorEstimate your monthly student loan payment, total interest and payoff date, and see how extra payments can help you become debt-free faster.
Open CalculatorCalculate your monthly mortgage payment, including principal and interest, and compare your current loan with a refinance to see potential savings.
Open CalculatorDesigned around IRS brackets and state tax rules, and reviewed by finance professionals.
Get clear answers in US dollars within seconds, with simple breakdowns.
No sign-up and no fees. Use every calculator as often as you need.
Use the calculators on your phone, tablet or computer, anytime.
Planning your finances in the United States means understanding both federal and state rules. Use our federal income tax calculator to estimate your IRS tax bill, and the state tax calculator to see how much your state charges on your income.
To find out what actually lands in your bank account, try the paycheck and take-home pay calculator. Shoppers and small businesses can use the sales tax calculator by state to work out the total price of any purchase.
If you are paying off debt or buying a home, our student loan repayment calculator and mortgage and refinance calculator help you plan monthly payments and find ways to save on interest.
Yes. All 6 calculators are completely free, with no sign-up required. You can use them as often as you like on mobile or desktop.
The US uses progressive tax brackets, from 10% to 37%. Your income is taxed in layers, so each portion is taxed at the rate for its bracket. Your filing status and deductions also affect the result.
A small number of states, such as Texas and Florida, do not charge state income tax on wages. Our state tax calculator shows the rules for the state you select.
Common deductions include federal income tax, state and local income tax where applicable, Social Security (6.2%) and Medicare (1.45%), plus any retirement or benefit contributions you choose.
No. Alaska, Delaware, Montana, New Hampshire and Oregon have no statewide sales tax, although some local areas in Alaska do. Local city and county rates can also add to the state rate elsewhere.
The calculators give estimates for planning purposes. For tax filing, loan applications or refinancing decisions, we recommend speaking with a qualified tax professional or lender.
Disclaimer: Results from these calculators are estimates for general guidance only and do not constitute tax, legal or financial advice. Tax rates, brackets and rules change each year and vary by state and locality. Please consult a qualified professional before making decisions.
Our qualified professionals can help with bookkeeping, tax planning and financial support for individuals and businesses in the US.
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